With a little luck, you’ll never need to make an insurance claim on your roof. However, reality is still very much a thing, and when powerful storms roll overhead and pelt your home with heavy rain, strong winds, and destructive hail, maximizing your roofing warranty can prove extremely handy. But how can you do so? What are the best ways? What needs to be done in order to restore your roof to its former glory at a fraction of the cost?
We have a few tips to help you out. Here are three ways to maximize your roofing warranty and simplify your insurance claim process.
Don’t Wait to File a Claim!
A simple and preventable way to simplify your insurance claim process is to actually do it. Sounds simple enough, right? However, many homeowners make the mistake of waiting to file a claim, which can muddle the whole process and lead to less damage being covered and in some cases even getting dismissed. If you don’t want the headache of fighting with your insurance company, file your claim as soon as you can; most require homeowners to file between 30 and 60 days after the damage has occurred. Once you’re able to do so, reach out to your insurance company to get a hold of all the proper documentation that is required to file the claim.
To simplify this even further, have a trusted roofing company inspect the damage to give you an estimate. Many professionals, like those at Alpha Elite Roofing, will even provide you with a free inspection. This will make the entire process much easier for you. They will likely take several photographs of your roof and give you a recommendation on the needed repairs.
Read the Fine Print of Your Roofing Warranty
It’s always a good rule of thumb to read something before you sign it, and that includes your roofing warranty. To get the best results out of your warranty and make filing your claim easy, you need to understand how your insurance coverage works. This includes knowing the amount of coverage you possess, being familiar with specific liability requirements, and what type of coverage you own—the most common being repair and replacement coverage.
If you take the time to fully comprehend the extent of your coverage you can avoid missing a small detail that winds up disputing your claim, leaving you in a position where you’re left paying for your roof on your own or being swindled out of having a majority of it paid for.
Stay in Touch With Your Insurance Company
Maintaining regular communication with your insurance company is an easy way to make the claiming process quick and simple. It is not uncommon for an insurance company to want to reach out to your roofer to stay get a better understanding of the extent of the damage to your roof. Assuming your roofers are trustworthy and reliable, they will be able to provide the insurance company with an accurate damage report, the required repairs, the materials needed, and so on.
This will leave the insurance company at ease in knowing that all the details are accurate and that funding will be distributed accordingly, which in turn means less of a process for you when you have to submit a claim.
Get the Most Out of Your Roofing Warranty!
These tips will help you to maximize the return on your roofing warranty and also simplify the insurance claim process. While there are still several more ways one might go about getting the best bang for their insurance claim buck, these are an excellent place to start.
Does your roof need a touch-up or even a complete overhaul? Alpha Elite Roofing is here to help. We’re equipped with an arsenal of trained and experienced professionals that can repair, replace, and fortify your roof as quickly and efficiently as possible. Contact us today or call (832)-992-7663 to learn more.